Stop juggling. Start saving.Prequalify Now
Take all those bills — credit cards, medical, and payday loans — and pay them off quickly and easily with a personal debt consolidation loan from Regional Finance. Then make just one payment a month!
Unlike credit cards with changing payments and rates, you’ll know your exact monthly payment and how long it will take to pay off your loan. Compared to high interest credit cards, you may even save money.Prequalify Now
Debt consolidation is the act of taking out a new loan to pay off other debts. Multiple debts are then combined into a single debt, such as a loan, usually with more favorable payoff terms such as a lower interest rate, lower monthly payment, or both.
Yes, and debt consolidation can affect your credit score both positively and negatively. While consolidating debt can lower your monthly payments, it can cause your credit score to temporarily decrease. However, debt consolidation can increase your credit score in the long term if you make consistent on-time payments.
Every lending company has different requirements when it comes to qualifying for a debt consolidation loan. A lender will consider factors such as your credit score, your income, and your debts when reviewing your debt consolidation loan application. Have 5 minutes? You can see if you prequalify for a debt consolidation loan online with our free loan prequalification application. Prequalifying for a loan will not affect your credit score.
Give yourself a break from the juggling act with our fixed rate consolidation loan. Simple payment options let you pay online, by phone, by mail or at your local branch. Need a debt consolidation loan now? Start the process by prequalifying today.
Regional Finance is licensed in AL, GA, IL, MO, NC, NM, OK, SC, TN, TX, UT, VA, WI, and MS. Loan approval is subject to our standard credit policies. Loan size, term, and rates may vary by state.Prequalify Now
We’re more than a personal loan company. Our goal is to help people get the money they need to get back on track and provide support to our customers along the way.
Read independently-collected reviews from over 1,500 real customers across the nation and see why so many are saying that Regional Finance is the best place to get a personal loan.
You can prequalify for your loan online in just minutes. Or, if you prefer, call or stop by your local branch. Our loan specialists can answer any questions and help you fill out an application for the personal loan that fits your needs.